TerraPay
TerraPay is a global money movement network that enables seamless cross-border payments and acceptance solutions. TerraPay connects businesses and financial institutions across 120+ countries, making it easy to collect and disburse payments globally — with real-time processing and a strong focus on financial inclusion and compliance.
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Services offered
Payment Gateway
Accept card and local APMs in select markets via unified APIs
Cross-Border Payouts
Real-time payouts to bank accounts, wallets, and cards in 120+ countries
FX & Treasury
Competitive exchange rates with multi-currency settlement support
Local Pay-In Methods
Accept payments in local currencies in LATAM, Africa, Asia, and GCC
Country coverage
120+ countries across Africa, Asia, LATAM, and the Middle East. Take the Test to find the right corridors.
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Afghanistan
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Åland Islands
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Albania
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Algeria
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American Samoa
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Andorra
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Angola
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Anguilla
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Antarctica
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Antigua and Barbuda
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Argentina
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Armenia
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Aruba
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Australia
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Austria
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Azerbaijan
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Bahamas
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Bahrain
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Bangladesh
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Barbados
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Belarus
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Belgium
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Belize
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Benin
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Bhutan
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Bolivia, Plurinational State of
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Bonaire, Sint Eustatius and Saba
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Bosnia and Herzegovina
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Botswana
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Bouvet Island
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Brazil
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British Indian Ocean Territory
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Burkina Faso
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Burundi
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Cabo Verde
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Bulgaria
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Cambodia
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Cameroon
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Canada
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Cayman Islands
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Central African Republic
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Chad
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Chile
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China
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Christmas Island
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Cocos (Keeling) Islands
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Colombia
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Comoros
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Congo
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Congo, The Democratic Republic of the
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Cook Islands
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Brunei Darussalam
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Costa Rica
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Côte d'Ivoire
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Croatia
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Cuba
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Curaçao
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Cyprus
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Czechia
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Denmark
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Djibouti
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Dominica
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Dominican Republic
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Ecuador
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Egypt
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El Salvador
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Equatorial Guinea
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Eritrea
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Estonia
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Eswatini
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Bermuda
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Ethiopia
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Falkland Islands (Malvinas)
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Faroe Islands
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Fiji
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French Polynesia
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French Southern Territories
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Gabon
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Gambia
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Georgia
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Germany
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Ghana
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Gibraltar
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Greece
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Greenland
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Grenada
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Guadeloupe
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Guam
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French Guiana
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Guatemala
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Guernsey
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Guinea
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Guinea-Bissau
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Guyana
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Haiti
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Heard Island and McDonald Islands
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Holy See (Vatican City State)
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Honduras
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Hong Kong
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Hungary
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Iceland
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India
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Indonesia
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Iran, Islamic Republic of
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France
Perfect fit for
- 01 Merchants with international vendors or freelancers
- 02 Remittance platforms or fintechs
- 03 Global marketplaces with multi-currency collections
- 04 Enterprises needing bank-to-wallet or wallet-to-bank transfers
Integration options
Flexible integration options for a fast and smooth launch. Choose hosted checkout pages, tap into modular APIs for collections and disbursements, access real-time FX quotes and settlement reports, and use the sandbox environment to test and deploy with confidence.
Hosted checkout pages
Modular APIs (collections & disbursements)
Real-time FX quotes and settlement reporting
Sandbox for testing and rapid deployment
Pricing & settlement
- Domestic Collection (Gateway) ~2.5% + Fixed Fee
- Payout to Bank / Wallet Corridor-specific
- FX Markup ~1.0% - 2.5%
- Settlement Time T+1 to T+3 (Corridor-based)
Exact pricing depends on use case and volumes. Take the Test to get matched and introduced directly.
Compliance & licenses
Platform adheres to the highest regulatory and security standards worldwide. They're fully regulated in key markets—including the UK (FCA), UAE, India, and Singapore—to ensure your transactions are protected under local laws. With PCI-DSS certification and strict compliance with AML/CFT requirements, they safeguard your data and prevent financial crime. Plus, our partnerships across major payment corridors guarantee seamless, reliable settlement and support wherever you do business.
- Regulated in key markets: UK (FCA), UAE, India, Singapore
- PCI-DSS Certified
- Compliant with AML/CFT standards
- Local partnerships in key payment corridors
Want to know if TerraPay is right for your business?
We'll connect you directly with their onboarding team if you’re a match.
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